Plain English
Every lesson is written the way we would explain it across the counter. If a term needs a definition, it gets one.
Extraordinary Business Solutions
Most merchants are never taught how the money actually works — the fees, the statements, the equipment, online payments, cash flow, and growth. This hub fixes that. Plain-English lessons from a team that reads statements for a living.
EBS is an Authorized Partner of Paysafe
You Earn It. You Should Keep It.
01The Tracks
Start anywhere. Each track is one focused lesson you can finish in a sitting — and use the same day.
Track 01
Decode your monthly processing statement line by line and find the one number that tells the truth: your effective rate.
Start the trackTrack 02
What interchange really is, who sets it, and why the same card can cost three different amounts.
Start the trackTrack 03
How disputes actually move, what reason codes mean, and how to fight the ones you should win.
Start the trackTrack 04
Why online and keyed payments cost more, and the setup choices that bring the risk — and the rate — down.
Start the trackTrack 05
How restaurants, barbers, retailers, clinics, and auto shops should each run the counter differently.
Start the trackTrack 06
Batch cut-offs, funding schedules, and holds — how to time your money instead of chasing it.
Start the trackTrack 07
What funders actually look at — time in business, deposits, consistency — and how to be ready before you apply.
Start the trackTrack 08
Payment links, checkout, and card-on-file: how to get paid on your website without becoming a security expert.
Start the trackOur Pricing
Interchange + 0.50%. Merchant services $35/mo flat. Equipment placement $35 one-time. Published, not pitched.
See our pricing02The Tool
Track 01 teaches the math. This worksheet runs it on your numbers — thirty seconds, no email required, nothing sent anywhere.
Enter last month's card volume and what you actually paid in fees. The worksheet returns three numbers:
03How This Hub Works
No sales scripts disguised as education. Every track teaches first — then ends with one practical tool you can act on.
Plain English
Every lesson is written the way we would explain it across the counter. If a term needs a definition, it gets one.
Real Numbers
Worked examples use published interchange rates and our published EBS processing fee. You can check every figure we show.
A Tool to Finish
Every track ends with the Growth Check, a worksheet, or a free statement review. Learning that ends in a next step.
Start Free
Send us a recent statement and we will decode your true effective rate in writing — free, no obligation. Or take the two-minute Growth Check and see where your business stands across all six review areas.